Privacy Policy

Last updated: January 2025

Summary

Calcflow is privacy-first. All calculations run in your browser — your inputs never leave your device. We use cookies only after you opt in via our consent banner.

What we collect

• Analytics (consent required): Google Analytics 4 with IP anonymization. Page views, country, device type. No personally identifiable information.
• Advertising (consent required): Google AdSense may set cookies for ad personalization. You can opt out via the consent banner.
• Local preferences: Theme (light/dark) and consent choice are stored in your browser’s localStorage. They never leave your device.

What we do NOT collect

• Your calculator inputs (mortgage figures, salary, health data) — these never touch our servers.
• Your name, email or contact details, unless you email us directly.
• Any biometric, medical or financial records.

Cookies

If you accept analytics, we set the _ga and _ga_* cookies (2 years). If you accept ads, AdSense sets __gads and related cookies. You can withdraw consent at any time from the footer link.

Your rights

Under GDPR (EEA / UK) and CCPA (California) you may request access, correction or deletion of any personal data. Email privacy@calcflow.cloud.

Third parties

• Google Analytics — Google Privacy Policy
• Google AdSense — How Google uses ad cookies
• Cloudflare (CDN) — IP addresses processed for security/performance only.

Contact

Questions? Email privacy@calcflow.cloud.